Aadhar Housing Finance Ltd
Ludhiana - 141003
Get in Touch
Simply drop in your name, mobile number with us and our home loan officer will get in touch with you!
- Home Loan for Salaried Employees
- Home Loan for Self-Employed
- Loan For Plot Purchase & Construction
- Home Improvement Loan
- Home Extension Loan
- Loan Against Property
- Balance Transfer & Top-Up
- Home Construction Loan
- Loan For Plot Purchase
- Loan for Construction of Non-Residential Property
- Aadhar Gram Unnati
- Home Loan for Salaried Employees
- Home Loan for Self-Employed
- Loan For Plot Purchase & Construction
- Home Improvement Loan
- Home Extension Loan
- Loan Against Property
- Balance Transfer & Top-Up
- Home Construction Loan
- Loan For Plot Purchase
- Loan for Construction of Non-Residential Property
- Aadhar Gram Unnati
Key Benefits of Your Loan
Home loans available without
income proof
Loan tenure: up to
30 years
Eligibility starts from
₹10,000 monthly income
Fast and transparent
loan procedure
Affordable
EMIs
Tax benefits under
section 80C
Map
Our Products
Home Loan for Salaried Employees
Turn your dream home into reality with Aadhar's tailored Home Loan solutions for Salaried Employees! With a monthly salary eligibility of just ₹10,000, our loans cater to diverse income levels. Avail up to ₹1 Crore, with 80% financing of the property's registered cost or market value. Our loan tenure extends up to 30 years for bank salaried and 20 years for cash salaried. Get a personalized loan amount assessment based on factors like age, income stability, educational background, and more. Use our loan eligibility calculator for a quick estimate. Enjoy flexible loan terms, attractive interest rates, and a hassle-free application process. Our dedicated team will guide you through the application process, ensuring a smooth journey to homeownership. Apply now and take the first step towards owning your dream home! Explore our website or visit our nearest branch for expert guidance on home loan eligibility, interest rates, and the best home loan for salaried employees.
Home Loan for Self-Employed
Empowering self-employed individuals to own their dream homes, Aadhar Housing Finance offers tailored Home Loans with flexible terms. We understand the unique challenges of irregular income and lack of formal financial proof and have developed specialized processes to assess income and offer fair loan terms. Avail loans up to ₹1 Crore, with 80% financing of property cost (75% for loans exceeding ₹75 Lac). Our loan eligibility calculator helps determine your sanction amount based on factors like repayment capacity, experience, and business stability. A minimum of 3 years experience in the same field is required. Enjoy flexible loan tenure of up to 20 years, with EMI calculations based on interest rate, tenure, and loan amount. Use our EMI calculator for a quick estimate. Apply now and take the first step towards owning your dream home, with Aadhar's expert guidance and support. Our dedicated team will help you navigate the self-employed mortgage application process.
Loan For Plot Purchase & Construction
Build your dream home on your chosen plot with Aadhar's Loan For Plot Purchase & Construction. Finance up to ₹1 Crore for plot purchase and construction, with 60% of plot cost and 80% of construction cost. The overall loan amount is capped at 80% of the property's market value (75% for loans above ₹75 Lac). Construction must occur within the plot and adhere to NHB guidelines. The loan amount is determined based on individual requirements, repayment capacity, and factors like age, income stability, dependents, assets, liabilities, and savings habits. Use our loan eligibility calculator to determine your sanction amount. Enjoy flexible loan tenure of up to 30 years for bank-salaried and 20 years for cash-salaried and self-employed individuals. Calculate your EMI using our EMI calculator, based on interest rate, loan amount, and tenure. Apply now and turn your dream home into reality with Aadhar's home loan for land purchase and construction.
Home Improvement Loan
Transform your home into a reflection of your personality with Aadhar's Home Improvement Loan. Avail up to ₹1 Crore for various renovation purposes like flooring, plumbing, electrical work, painting, and more. The loan amount is capped at 100% of the estimated renovation cost or 80% of the property's market value (75% for loans above ₹75 Lac). Use our loan eligibility calculator to determine your sanction amount. Enjoy flexible loan tenure of up to 30 years for bank-salaried and 20 years for cash-salaried and self-employed individuals. Calculate your EMI using our EMI calculator, based on interest rate, loan amount, and tenure. Apply now and give your home the makeover it deserves with Aadhar's expert guidance and support. Our home improvement loans are designed to help you create your dream home, with flexible repayment options, personalized service, and quick disbursement. Turn your vision into reality with our home renovation loan.
About Aadhar Housing Finance Ltd
Aadhar Housing Finance Ltd is one of the largest low-income housing finance companies in India servicing the home financing needs of the low-income sections of the society. The Aadhar Housing Finance Limited was established in 2010 and it was merged into DVHFL on 20 November 2017. We have served more than 266,000+ customers through 534+ branches and offices across the nation. With two-thirds of India's 1.2 billion population residing in the hinterland, we are committed to serving home buyers from the low-income group. After all, everyone deserves the security of a home. At Aadhar, we promote financial inclusion by enabling wider access to housing finance, ethically and responsibly. Our financing process is simple, transparent, and speedy.
₹ 21121 Cr
Assets Under Management (AUM)
266000+
Happy Customers
534+
Locations across 20 States & Union Territories
Your Home Loan in 4 Easy steps
Step 1
Assessment
Step 2
Conditional Loan Sanction
Step 3
Security Assessment
Step 4
Loan Disbursement
Photos
Ratings & Reviews
-
Deepak sood
-
Rajan gusain
Very nice
-
Hum Tum
Met with Mr. Deepak, he is very gentle person, like the team of all members, also like Mr. Nitin very cooperative person.
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Zain Khan
-
Narender Rawat
Nearby Branches
Ludhiana - 141001
jalandhar - 144001
Thikriwala - 148101
Moga - 142001
Business Hours
- Monday: 09:30 AM - 06:30 PM
- Tuesday: 09:30 AM - 06:30 PM
- Wednesday: 09:30 AM - 06:30 PM
- Thursday: 09:30 AM - 06:30 PM
- Friday: 09:30 AM - 06:30 PM
- Saturday: 09:30 AM - 02:30 PM
Payment Methods
- Cash Payment
- Net Banking
- Debit Card
- UPI
- QR Code Payment
- RTGS and NEFT Transfer
Categories
- Construction Finance
- Housing loan
- Loan against property
- Property loan
- Residential Plot loan
- Top up loans
- Wealth
Tags
Housing loan
Property loan
Balance transfer
Residential plot loan
Construction loan
Loan
Latest Blogs
Building your dream home is now within reach with the support of Aadhar Housing Finance and the PMAY scheme. This initiative is designed to empower individuals and families by providing financial assistance, making homeownership more accessible than ever. With the potential to receive a subsidy of up to ₹1.8 lakh* on your home loan, you can turn your aspirations into reality. Take the first step towards your new home by checking your eligibility today. Don't let this chance pass you by; seize the moment and embark on your journey to homeownership. Contact Aadhar Housing Finance now and start the application process.
On this Vijay Diwas, we come together to honor the indomitable spirit and unwavering courage of our armed forces. At Aadhar Housing Finance, we recognize and celebrate these heroes who have selflessly defended our freedom and sovereignty.
PMAY 2.0 is Here! Aapke Sapnon Ko Milega Bharat Sarkar Ka Aadhar! Dreaming of your perfect home? With PMAY 2.0, you can now get up to ₹1.80 lakh subsidy on your home loan! At Aadhar Housing Finance, we’re here to help you turn dreams into reality. PMAY aaya hai fir ek baar, so why wait? Let’s build your dream home together! Contact us today. PMAY 2.0 – Sapnon ka Aadhar, Sapnon ka Ghar!
On this International Human Rights Day, make your rights the wings of your freedom. At Aadhar Housing Finance, we believe that every person deserves the opportunity to live freely and with respect. Wishing everyone a Happy International Human Rights Day.
This International Men’s Day, we extend our heartfelt gratitude to the men who serve as the foundation of security and prosperity within our homes. At Aadhar Housing Finance, we recognize the vital role that men play in shaping a brighter future for all. Let us honour the men who inspire us with their courage, compassion, and integrity. Aadhar Housing Finance wishes you a Happy International Men’s Day.
May the eternal teachings of Guru Nanak Ji guide you on a path to everlasting happiness. This Guru Nanak Jayanti, celebrate the light of eternal wisdom. Aadhar Housing Finance wishes you a Happy Guru Nanak Jayanti!
Now, get double the happiness of owning your own home and tax savings with Aadhar Housing Finance. With Aadhar Home Finance’s home loans, you can enjoy the added benefit of tax deductions under Section 80C, allowing you to save more while investing in your future. Don’t miss out on the opportunity to enhance your lifestyle and secure your financial future. Search for home finance companies near me to locate Aadhar Housing Finance and apply for our home loan now.
No more barriers for income proof, own your dream house with Aadhaar Housing Finance. Our innovative home loan solutions are designed to empower you, making it easier than ever to turn your aspirations into reality. With Aadhaar Housing Finance, you can focus on what truly matters—creating memories in your new home. Our dedicated team is committed to providing personalized assistance, ensuring a smooth and hassle-free loan process. Don’t let the lack of income proof hold you back from achieving your dreams. Visit your nearest Aadhar Housing Finance Branch and apply for our home loan.
Now, there is no need to worry about EMI in Home Loans because AHFL gives flexible EMI options as per your needs. At Aadhar Housing Finance, our tailored EMI plans are designed to fit your specific needs, allowing you to focus on what truly matters—building your dream home. With AHFL, you can take the first step towards homeownership without the stress of overwhelming financial commitments. Visit your nearest Aadhar Housing Finance branch or our website to apply for our home loan and start preparing to build your house, and welcome happiness!
Embarking on the journey to homeownership has never been easier! With Aadhar Housing Finance, we are committed to making your home loan experience seamless and stress-free. Our simplified loan process is designed to ensure that you can focus on what truly matters—creating lasting memories in your new home. Aadhar Housing Finance is here to support you every step of the way, providing you with the financial assistance you need to turn your vision into reality. Head to your nearest Aadhar Housing Finance and avail of our easy home loan.
Frequently asked Question
Aadhar Housing Finance Ltd is conveniently located at No. 387, 2nd Flr, Greenwood Plaza,Gill Road, Miller Ganj,Near Vishkarma Chowk, Miller Ganj, Ludhiana. Visit our branch to explore our range of affordable housing finance solutions in Ludhiana.
The office hours for Aadhar Housing Finance Ltd in Miller Ganj, Ludhiana are from 9:30 AM to 6:30 PM, Monday to Friday. Please check our website or contact the branch for any holiday hours or special schedules.
You can contact Aadhar Housing Finance Ltd in Miller Ganj, Ludhiana by calling us at 180030042020. For more information, visit our website or Google Business Profile.
Aadhar Housing Finance Ltd in Miller Ganj, Ludhiana offers a variety of home loan products including affordable housing loans, home improvement loans, and home extension loans. We cater to both salaried and self-employed individuals in Ludhiana.
Yes, you can easily apply for a home loan online in Ludhiana through Aadhar Housing Finance Ltd. Visit our website to start your application or contact our Miller Ganj branch for assistance.
The documents required for a home loan in Ludhiana include proof of identity, address, income, and property-related documents. Visit our Miller Ganj branch or website for a detailed list.
You can find directions to Aadhar Housing Finance Ltd in Miller Ganj, Ludhiana by searching for us on Google Maps or visiting our website for detailed directions to our housing finance branch in Ludhiana.
The eligibility criteria for a home loan in Ludhiana at Aadhar Housing Finance Ltd include factors such as income, age, credit history, and property value. Contact our Miller Ganj branch for a detailed assessment.
You can pay your home loan EMIs in Ludhiana through various methods, including online payments, bank transfers, and auto-debit facilities. Visit our website or contact our Miller Ganj branch for more payment options.
We value your feedback! You can leave a review for Aadhar Housing Finance Ltd in Miller Ganj, Ludhiana on our Google Business Profile. Your reviews help us improve our services and better assist customers looking for home loans in Ludhiana.
Parking facilities at Aadhar Housing Finance Ltd in Miller Ganj, Ludhiana may vary. Please contact the branch directly at 180030042020 for the most accurate information.
